Rates effective as of July 1, 2024. Fees may reduce earnings.
Shares Rate Schedule Back to Top Learn More
| Product | APY1 | Minimum to Open |
Minimum to Earn Dividends2 | Dividends Credited3 |
|---|---|---|---|---|
| Share Savings | 0.10% | $5.00 | $250.00 | Quarterly |
| Christmas Club | 0.15% | $0.00 | $100.00 | Quarterly |
| Summer Fun | 0.15% | $0.00 | $100.00 | Quarterly |
| IRA Accumulation | 0.20% | $100.00 | $250.00 | Quarterly |
| Roth IRA | 0.20% | $100.00 | $250.00 | Quarterly |
1 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
2 股息按季度获得，并使用平均每日余额法计算.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Checking Back to Top Learn More
$5 Minimum to Open
| Product | APY1 | Minimum to Earn Dividends | Dividends Credited2 |
|---|---|---|---|
| Experience Checking | 0.30% | $10,000 |
Monthly |
| Free Checking | 0% | $0.00 | |
| Restart Checking | 0% | $0.00 |
1 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Believe It! Money Market Rates Back to Top Learn More
| Minimum to Open | APY1 | Dividends Credited2 |
|---|---|---|
| $2,500.00 | 0.10% | Monthly |
1年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Prime Money Market Rates Back to Top Learn More
$10,000.00 Minimum to Open. Rate adjusted based on account balance.
| Account Balance | APY1 | Dividends Credited2 |
| up to $2,499 | 0.10% | Quarterly |
| $2,500-$9,999 | 0.25% | Quarterly |
| $10,000-$24,999 | 0.30% | Quarterly |
| $25,000-$49,999 | 0.35% | Quarterly |
| $50,000-$99,999 | 0.40% | Quarterly |
| $100,000-$299,999 | 0.45% | Quarterly |
| $300,000 and up | 0.50% | Quarterly |
1 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Share Certificate Promotions Back to Top Learn More
| APY1 | Term | Minimum to Open | Dividends Credited2 |
|---|---|---|---|
| 5.00% | 9 Month3 | $10,000.00 | Quarterly |
| 4.25% | 18 Month4 | $10,000.00 | Quarterly |
1 APY = Annual Percentage Yield. APY is subject to change without notice. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
3 到期后为9个月的股票凭证及利率, 该股票将以当时的市场价格展期为9个月的股票, respectively. 此优惠适用于新入金，开户最低存款为$10,000.
4 到期后期限为18个月的股票凭证及利率, 该股票将以当时的市场价格展期为18个月的股票, respectively. 此优惠适用于新入金，开户最低存款为$10,000.
Certificate & Investment Rates Back to Top Learn More
$500 Minimum to Open
| Term | APY1 | Dividends Credited2 |
|---|---|---|
| 91 Days (3 Month) | 0.55% | Quarterly |
| 182 Days (6 Month) | 1.10% | Quarterly |
| 7 Month | 1.20% | Quarterly |
| 9 Month | 1.30% | Quarterly |
| 12 Month | 1.55% | Quarterly |
| 18 Month | 1.75% | Quarterly |
| 24 Month | 2.00% | Quarterly |
| 36 Month | 2.60% | Quarterly |
| 48 Month | 2.60% | Quarterly |
| 60 Month | 2.60% | Quarterly |
1 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Auto Loans Back to Top Learn More
Longer terms are available.
| Loan Type | APR1 Starting At | Months |
|---|---|---|
| 2019 - Current New or Used Auto |
6.24% | 63 |
| 2014 - 2018 Used Auto |
7.24% | 48 |
| 2013 - Older Used Autos |
8.24% | 48 |
1APR =贷款账户的年利率，2024年1月22日生效. 所有利率和条款均可更改，并可获得个人信贷批准. 要获得贷款，必须是十信用合作社的会员. 基本年度百分比利率(APR)是广告利率，可能会根据信誉而变化, vehicle age, mileage, and loan terms. 融资达到汽车的零售价值. For more information, 请致电1-844-468-3628或访问10信用合作社分支机构与信贷员交谈，并确定您符合条件的利率.
For example, 10,000 borrowed at 6.24% APR for 60 months = $194.45/month.
Personal Loans Back to Top Learn More
| Loan Type | APR1 Starting At | Months | |
|---|---|---|---|
| Signature (Personal) | 11.49% | 24 | Longer Terms Available. |
| Personal Line of Credit | 13.65% | ||
| Certificate Secured | Starting at Deposit APY2 + 2.00% | 36 | $3,000 Minimum Amount. Longer Terms Available. |
1APR =贷款账户的年利率，2023年2月生效. 所有利率和条款均可更改，并可获得个人信贷批准. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息. 利率和期限是基于申请人的信誉评估. 并不是所有的申请人都有资格享受最低利率. Other restrictions may apply. Offer is subject to change without notice. 要获得贷款，必须是十信用合作社的会员. 这笔贷款的首付款可延期60天. 如果你只支付最低金额，延迟付款将会延迟你的贷款的偿还，并导致额外的财务费用. 60天的延期计划可能随时发生变化.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. 在到期前提取股息会减少收益. 所有其他适用条款见股份和投资利率表.
VISA Rewards Credit Card Back to Top Learn More
| APR1 Starting At | Months | |
|---|---|---|
| 13.65% | N/A | No Annual Fee; No Balance Transfer Fees |
1 APR =年度百分比利率是目前截至2023年6月，基于申请人的信用历史和信用资格. APRs are variable and currently range from 13.65% to 17.99% based on the applicant's creditworthiness. 该年利率将根据《12bet游戏平台》披露的优惠利率随市场而变化, 加上或减去保证金根据您的信用记录. 并不是所有的申请人都有资格享受最低利率. All rates and terms are subject to change. 要成为Ten Credit Union的会员，必须持有信用卡. 使用CU Rewards，每消费1美元可获得1分. Certain other restrictions may apply.
Recreational Vehicle Loans Back to Top Learn More
(Marine, RVs, Campers, ATV, and UTVs)
| Loan Type | APR1 Starting At | Months | |
|---|---|---|---|
| 2023 - Current | 8.49% (New) | 48 | Longer terms are available. |
| 2019 - Current | 8.99% (Used; Refinance) | 48 | Longer terms are available |
| 2014 - 2018 | 9.99% (Used; Refinance) | 48 | Longer terms are available |
| 2013 - Older | 9.99% (Used; Refinance) | 36 | Longer terms are available |
1 APR =贷款账户的年利率，2024年1月生效. 利率和条款可能会有变化和个人信贷批准. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息. 年利率是基于申请人的信用历史和资格, the age of the vehicle, and loan terms. 并不是所有的申请人都有资格享受最低利率. 费率及条款可随时更改，并可随时撤回. 其他条件和限制可根据所资助的休闲车辆适用. 要获得贷款，必须是十信用合作社的会员. 此优惠不适用于目前由Ten Credit Union提供融资的贷款.
Motorcycle Loans Back to Top Learn More
| Year | APR1 Starting At | Months | |
|---|---|---|---|
| 2023 - Current > 3,000 miles New |
8.49% | 48 | Longer terms available |
| 2018 - Current Used8 |
8.99% | 48 | Longer terms available |
| 2013 - 2017 Used |
9.99% | 48 | Longer terms available |
1APR =贷款账户的年利率，2023年2月生效. 利率和条款可能会有变化和个人信贷批准. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息. APR is based on the applicant's credit history, qualifications, the age of the vehicle, and loan terms. 并不是所有的申请人都有资格享受最低利率. 费率及条款可随时更改，并可随时撤回. 其他条件和限制可根据所资助的休闲车辆适用. 要获得贷款，必须是十信用合作社的会员. 此优惠不适用于目前由Ten Credit Union提供融资的贷款.
Boat Loans Back to Top Learn More
| Loan Type | APR1 Starting At | Months |
|---|---|---|
| 2023 - current New |
8.49% | 48 |
| 2018 - current Used |
8.99% | 48 |
| 2013 - 2017 Used |
9.99% | 48 |
1APR =贷款账户的年利率，2023年2月生效. 所有利率和条款均可更改，并可获得个人信贷批准. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息. APR is based on the applicant's credit history, credit qualifications, the age of the vehicle, and loan terms. 并不是所有的申请人都有资格享受最低利率. 费率及条款可随时更改，并可随时撤回. 其他条件和限制可根据所资助的休闲车辆适用. 要获得贷款，必须是十信用合作社的会员. 优惠不适用于目前与十信用合作社融资的贷款.
Mortgage, Home Refinance, & Home Equity Loan Rates Back to Top Learn More
Call us for our current low rates: (615) 244-1910.
1 年利率是一个基于指数和保证金的变量. APR基于对申请人信用资格和相关LTV比率的评估. Available on new HELOCs only. Your actual APR may vary. 所有余额将按可变年利率为您的账户产生利息. The variable APR, as low as 4.25% APR, 是根据《12bet游戏平台》披露的最优惠利率计算的, 加上或减去保证金根据您的信用记录. 可变利率可能会在之后的每个季度发生变化, as stipulated by your original terms and conditions. The maximum APR is 18%. 所有价格和优惠截至2020年4月4日，如有更改，恕不另行通知. Other conditions may apply. 预支金额必须在您现有的信用额度之内. 您可能无法偿还或支付其他十信用合作社贷款, credit cards, or accounts with these proceeds. 要获得贷款，必须是十信用合作社的会员. Please get in touch with us for more information.
